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KB FLEET LEASE |
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  | KB FleetLease is intended for: |
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corporate clients, especially medium-size and large companies
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| KB FleetLease characteristics: |
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KB FleetLease is a financial product designed for corporate clients to finance and operate a car fleet.
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| KB FleetLease benefits: |
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- the acquisition of a new car or entire car fleet without initial investment
- transfer of all car fleet responsibilities to a leasing company
- savings on finance, personnel and time - you can use the spare funds and employees for your main activity
- progressive form of off-balance sheet financing
- the monthly payments are fully tax deductible; you can write off the car fleet quicker than if you bought in cash or on a loan (only for commercial cars)
- better cash flow management due to fixed monthly payments (on a closed calculation instalments are fixed, including all costs for the operation of the cars)
- attractive discounts on the purchase price for cars and services relating to their operation
- costs recorded to allow their precise monitoring and management for each vehicle
- global deals for companies operating on international markets
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| KB FleetLease for: |
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Operative leasing |
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Operative leasing entitles you to use a vehicle for a contractually agreed period; you don't bear any risks from its ownership and pay only the amortization (not the full price of the vehicle) corresponding to the lease term and number of kilometres travelled. The fixed monthly payments with zero deposit represent the difference between the vehicle's purchase and balance price. They also include statutory and registration fees and insurance. Our corporate discounts make the prices highly attractive. We offer a range of brands to suit your requirements.
Full-service leasing |
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Full-service leasing is a comprehensive product - we assume all responsibilities for the operation of the vehicles. It combines operative leasing with the following services:
- technical service (maintenance and repairs in authorised services)
- tyres (purchase and exchange of summer and winter tyres)
- refuelling cards (non-cash refuelling with Slovnaft, OMV or CCS cards)
- insurance (accident insurance, third-party cover, supplementary insurance)
- assistance services (non-stop road assistance)
- substitute vehicle (guaranteeing total mobility)
- reporting (detailed monthly records of costs)
- motorway toll fees, road tax, vehicle registration
Our corporate discounts apply to all services and the acquisition price of the vehicles. You can choose between an open calculation (with regular billing and invoicing) or a closed calculation (fixed instalments for amortization and services, i.e. all inclusive leasing). Both models guarantee the cost effective operation of your car fleet and its trouble-free modification.
Financial leasing |
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Financial leasing delivers tax benefits (reducing the depreciation period), optimizes your cash flow (fixed payments) and on its conclusion leaves you the owner of the vehicles. For certain clients we also offer zero deposits. For large car fleets our flexible leasing also offers variable instalment intervals and the option of seasonal payments. We offer financial leasing for all passenger and commercial vehicles and for trucks up to 7 tons. In addition to financial leasing we can also arrange your car fleet's management.
Fleet management |
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Fleet management applies not only to vehicles obtained through financial leasing but also to vehicles owned by your company. The leasing company takes over the entire operation of your car fleet (see services under full-service leasing). We can tailor the services to your possibilities and requirements.
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| How to obtain KB FleetLease? |
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You can ask for this product/service at any KB Bratislava business center. For further information about this product/service, please contact your Relationship manager or write to us to our e-mail address koba@koba.sk.
